Introduction
There are many types of personal
injuries. You could be hurt due to an
automobile accident, riding a motorcycle, a bicycle, or simply walking down the
street.
Whatever the case, you will be
facing medical bills and possibly lost wages from time missed from work during
your recovery. Hanover Personal Injury
Attorney
J. Stephen Ladas can determine whether you
have a viable personal injury claim especially if it is due to someone else’s
negligence.
In such cases, the existing
regulation asks you to file a personal
injury claim.
Your best chance of filing a claim
and receiving a fair settlement will be to hire Attorney J. Stephen Ladas, Hanover
Personal Injury Attorney.
The
Hanover Personal Injury Insurance Claims Process
Insurance companies will try to negotiate
the lowest possible settlement amount
and take advantage of you representing yourself. However, when you are represented by an
attorney who can determine the value of your case, based on the injury, you are
in a much better position to get a fair settlement.
Your best option is to seek help
from the Personal Injury Attorney
Hanover for their assistance. The experienced legal counselor, Ladas Law
Firm, will do their best to protect your legal rights throughout the process.
The
process
The claims process begins by your
attorney contacting the insurance company. The attorney will then file a claim.
Such claims fall into two principal
categories –
- Property damage claims
- Bodily injury claims.
Under the property
damage claim, you will be entitled to compensation for damages that occurred to
the vehicle.
In the
latter, the insurance company will pay for medical treatment received due to physical
injury.
In most
cases, the victims need to file for both types of claims since auto accidents often
involve both personal and property injury.
Insurance
companies assign different adjusters to handle the cases separately.
The adjuster will
send someone to inspect the vehicle damage and prepare an repair estimate for
the auto body shop. A check will then be
issued to cover the cost of repairs unless the vehicle is damaged beyond
repair. Should that be the case, the
insurance company will issue a check for the appraised value of the car based
on the make, model and age of the car.
The adjusters
will then try to settle his/her bodily injury claim unless the claimant is
still undergoing treatment at that time.
Your Personal Injury Attorney will protect
your interests.
Law firms
like the Ladas Law Firm ask you to contact the car
accident attorney before negotiating with the insurance company. They will investigate the accident to
determine who is at fault and to build a strong case against the insurance
company.
How Personal Injury Lawyer helps in a car wreck
The Personal Injury Lawyer and adjuster
will need various documents such as the accident report, a statement for lost
wages and medical bills as well as doctor’s reports pertaining to your injury
and treatment.
These
documents will help the attorney determine the value of your case which will
then be submitted to the insurance company as a demand letter for compensation.
The adjuster
seldom agrees with the demand amount and will usually start negotiating at a significantly
lower amount.
The responsibility
of your Hanover Personal Injury Lawyer is
to negotiate with the insurance adjuster to get you a fair settlement.
Your lawyer
and his team have enough experience in dealing with such cases and are well aware
of the fact that the adjuster will primarily focus on saving the insurance
company as much money as possible.
Comment
Any
experienced Personal Injury Attorney
tries to safeguard the client from the moment the claim is filed. It starts with communicating with the
insurance company, obtaining evidence such as an accident report from law
enforcement and ends with reaching a final settlement with the adjuster.
Contact
Us
Ladas
Law Firm, P.C.
90
Rockland Street, Suite 4
Hanover,
MA 02339
Website:
http://www.ladaslaw.com/
Email:
sladas@ladaslaw.com
Telephone:
(781) 829-9191
Toll
Free: (844) 291-4296
Fax:
(781) 829-2161
